Vetrivaagai logo Vetrivaagai Chit Funds Pvt. Ltd.
Registered Chit Fund · Since 2016

Your Dreams. Our Commitment.

A trusted financial partner helping you save, grow and achieve your goals together — through safe, transparent and professionally managed chit plans.

A Vetrivaagai member family celebrating together
₹50,000 – ₹25 Lakh Chit values · 25-month plans
Why Members Choose Us

Built for families who plan ahead

Everything a modern chit fund should be — flexible plans, an auction you can watch, and payouts that arrive on time.

Flexible Chit Plans

Nine plan tiers from ₹50,000 to ₹25,00,000 chit value. Pay daily, weekly or monthly — whichever suits your cash flow.

Ideal 25-Month Duration

Short enough to stay motivated, long enough to build real capital. A disciplined savings cycle with a clear finish line.

Trusted by Thousands

Families, traders and salaried members across Erode, Sivagiri and Karur have been growing together with us since day one.

100% Legal & Compliant

Registered and operated under the Chit Funds Act, 1982 with proper documentation for every member and every auction.

Timely Payouts

Chit amount disbursed immediately once surety and securities are completed. Your trust, our responsibility.

Open Auction Method

Auctions are held on a fixed day, at a fixed time, in front of all members. Nothing happens behind closed doors.

Our Plans

Pick the plan that fits your goal

Every plan runs for 25 months with 25 members. Here are three of our most popular groups.

Group TF M
₹50,000Total chit value
  • Monthly instalment₹2,000
  • Duration25 Months
  • Members25
  • Maximum discount30%
View Full Details
Most Popular
Group TF R
₹2,00,000Total chit value
  • Monthly instalment₹8,000
  • Duration25 Months
  • Members25
  • Maximum discount30%
View Full Details
Group TF V
₹25,00,000Total chit value
  • Monthly instalment₹1,00,000
  • Duration25 Months
  • Members25
  • Maximum discount30%
View Full Details
The Process

How a Vetrivaagai chit works

A simple four-step cycle that repeats every month until all 25 members have received their chit.

1. Members Pool

25 members contribute their monthly instalment to form the chit fund.

2. Open Auction

The member offering the highest discount wins that month's chit.

3. Discount Shared

After 5% foreman commission, the discount is divided among all members.

4. Prize Paid

The winner receives the chit amount minus the discount they offered.

Our Track Record

Numbers built on trust

0 Happy Members
0 Chit Business Value
0 Month Chit Plans
0 Years of Service
All Your Needs

One plan. Every milestone.

Members use their chit for the moments that matter most.

Member Voices

What our members say

Vetrivaagai Chit Funds has been a great support in achieving my financial goals. Their service is transparent and trustworthy.

K
Karthik M.Member since 2021

The 25-month plan is very flexible and helped me manage my needs without any financial stress. Thank you!

P
Priya S.Member since 2022

Professional team, quick support and clear communication. Highly recommended for safe savings.

R
Ramesh P.Member since 2019

Start your financial journey with confidence

Join Vetrivaagai Chit Funds Private Limited today. New member enrolment opens every month.

Vetrivaagai mascot holding a rupee briefcase